Mortgage Broker · Fort Lauderdale
Buying or refinancing in Fort Lauderdale? Talk it through with David.
Purchase loans, refinances and the questions in between, answered by the person handling your loan.
David J PoloneyMortgage Broker- NMLS #796103
- Licensed in Florida
- (954) 504-5611
At a glance
- 34+
- Years of experience
- 5.0
- Average rating
- 20
- Reviews
David J PoloneyMortgage Broker
About David
Meet David J Poloney
I’ve been helping people buy and refinance homes since 1992. That’s more than three decades of watching markets change, guidelines shift and families find their way home.
I grew up in New Jersey and have called sunny Fort Lauderdale home for the last nine years. Whether you’re buying your first place, moving to South Florida or refinancing the home you have, I’ll walk you through every step and make sure you know exactly where you stand.
Let’s talk about what you’re looking for.
- NMLS
- #796103
- Licensed in
- Florida
- Company
- David John Lending Group
- Languages
- English
How it works
From first call to closing, in four steps
What working with David looks like, start to finish.
- 01
Start a conversation
Tell David what you are planning. A short call or message is enough to begin.
- 02
Compare your options
David learns your goals and lays out the loan options that may fit, with the tradeoffs explained.
- 03
Apply securely
When you are ready, you apply online. David tells you exactly which documents are needed.
- 04
Get to closing
David keeps you posted through underwriting and is there for questions on closing day.
See what your monthly payment could look like
Type or slide in a home price, the amount you plan to put down, a rate you have been quoted and a term. The estimate updates as you go, and nothing is sent unless you ask David to review it.
Estimated principal and interest
Your estimate appears here
Fill in all four numbers to see it. Prefer to talk it through? Call David at (954) 504-5611.
Estimated principal and interest
$0/ per month
- Down payment
- $0
- Loan amount
- $0
- Interest over the full term
- $0
- Total of all payments
- $0
For illustration only. Not a loan offer. Taxes and insurance not included.
Loan programs
Loan options David can walk you through
Not sure where to start?
David J Poloney
Book a time to talk with David
Pick a time that works for you.
- Takes a minute to book, online
- Talk through your goals and options
- No cost and no obligation
Resources
Tools and answers for buyers and homeowners
Areas served
Communities David serves
Where David helps buyers and homeowners most often.
Questions people ask most
How long does the loan process take?
It depends on the loan type, the property and how quickly documents come in. David gives you a realistic timeline once your file is reviewed.
What documents will I need?
Usually recent pay stubs, W-2s or tax returns, bank statements and a photo ID. The exact list depends on your situation, and David sends you a checklist.
Does talking with you affect my credit?
A conversation does not require a credit check. When you apply, your credit is reviewed with your permission, and David explains how that works first.
Can you help if I am self-employed?
There are loan options that document income in different ways. David reviews your situation and explains which ones may fit.
What happens after I reach out?
David contacts you to learn about your goals, reviews options with you and explains the next steps. There is no obligation.
Have a question about your loan?
Get in touch
Send a message and David will reach out. You can also call or text.
David J Poloney, NMLS #796103
David John Lending Group, NMLS #1958392